Privacy and Credit Reporting Policy (23)
Our most recent policy will be available on our website (www.megasaw.com.au)
1. What kinds of personal information do we collect?
2. How do we collect your personal information?
We may collect personal information from you directly if you:
We may also collect personal information about you when you use and access our web sites through the use of “cookies”. A cookie is a small text file that the website may place on your computer. Cookies may be used, among other things, to track the pages you have visited, to remember your preferences and to store personal information about you.
You can adjust your internet browser to disable cookies or opt to be warned when cookies are being used. However, if you disable cookies, you may not be able to access certain areas of our websites or take advantage of the improved web site experience that cookies offer.
When you visit our website, our web servers may record other information about or relating to you, such as the time and date of your visit or the IP address assigned to the computer you are using to access the website. In many cases, we cannot and do not use this information to identify you personally – rather, we simply use this information to track and improve the performance of the website.
3. How do we hold your personal information?
We will take reasonable steps to protect your personal information while it is in our control, but please be aware that despite our best efforts, no data security or other measures can guarantee 100% security.
We keep the personal information you provide to us:
Certain personal information about you may be linked with other information about you, including credit information.Only our authorised officers can access your personal information and our databases are protected by passwords.
4. How do we use your personal information?
We collect your personal to:
5. Do we disclose your personal information?
We do not sell your personal information to third parties.
We may disclose your personal information to the following persons:
We may also disclose your information where required or permitted by law to do so or to comply with a request from a government or regulatory agency.
We do not disclose your personal information overseas.
6. Third party websites
Our website may contain links to other websites. These links are provided solely for your convenience. If you submit personal information to or via any linked website, the privacy principles applying to that information are outside our control. You should check the privacy statement of the linked website before submitting information to or via that site.
You may deal with us by using a pseudonym, or by remaining anonymous
However, if you use a pseudonym or remain anonymous, we may not be able to provide you with our services or handle your enquiries or complaints to the fullest extent.
We may also be required by law to identify you when we supply you with services.
8. How do you access, update and correct your personal information?
9. What happens if you have a complaint about the way we have handled your personal information?
If you have a complaint about the way we have handled your personal information, please contact us in writing by post or email with full details of the circumstances giving rise to the complaint.
Credit Reporting Policy
This credit reporting policy relates to our management of credit information and credit eligibility information (collectively, credit-related personal information) held by us in relation to you.
We are bound by the Credit Reporting Privacy Code contained in the Privacy (Credit Reporting) Code 2014 in respect of the credit-related personal information held by us about you.
10. What kinds of credit-related personal information do we collect?
The kinds of credit-related information we may collect about you include:
11. How do we collect your credit-related information?
We collect the credit-related information from you directly if you fill out an account or credit application with us.
We may collect the credit-related information from others such as a credit reporting body or from trade referees that you have provided to us where you have provided your consent.
We may also collect credit-related information from publicly available sources
12. How do we use your credit-related information?
We use the information for internal management purposes to:
13. How do we hold your credit-related personal information?
We keep any credit-related personal information you provide to us:
14. How do we disclose your credit related information?
We may disclose your information to the following persons or in the following situations:
15. How do you access, update and correct your credit-related personal information?
If you would like to access, update and correct any credit-related personal information held by us about you, please contact:
16. What happens if you have a complaint about the way we have handled your personal information?
If you have a complaint about the way we have handled your credit-related personal information, please contact us in writing by post or email with full details of the circumstances giving rise to the complaint.
We will endeavour to resolve your complaint within 30 days of you contacting us in writing.
If you consider that we have not adequately resolved your concerns within that time, you may contact the Office of the Australian Information Commissioner (www.oaic.gov.au).